MEET THE TEAM

Christina Empedocles, CFP®

I am a Certified Financial Planner Professional, a member of the NAPFA, The Garrett Planning Network, XY Planning Network and the Fee-Only Network.

Over the past 15 years, I’ve had hundreds of conversations with people just like you — entrepreneurs, teachers, nurses, doctors, therapists, writers, artists, students, software engineers, dancers, musicians, and even a few CEOs, COOs, a long-distance horse racer, and one judge. We’ve talked candidly about money: where it hurts, what feels overwhelming, and what’s holding them back.

Through these conversations, I’ve learned that financial success isn’t just about spreadsheets and numbers — it’s about education, confidence, and building the right structure to support lasting habits. With this insight, I’ve developed practical tools to help clients build financial stability while still making room for their most ambitious dreams.

And in recent years, a powerful theme has emerged. No matter their background, many of my clients have started asking the same question: What about climate change?

Hearing their concerns — from rising insurance costs to protecting their homes and long-term plans — shifted the way I work. I came to believe that any meaningful financial plan today must account for both climate risk and climate opportunity.

That’s why I now specialize in climate-resilient strategies across every part of the financial planning process — from investments to real estate.

Together, we’ll create a financial plan that’s grounded, intentional, and built to help you thrive in a changing world. My goal is always to support your aspirations, and prepare you for the future ahead.

When she’s not working with clients, Christina allows herself to be dragged down neighborhood sidewalks by her 2 dogs, runs along San Francisco Bay, and looks for moths to feed her daughter’s praying mantis. Regularly acting as an armchair geologist, her family politely nods and changes the subject.